Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans have a fixed or floating interest rate and tend to require collateral, such as real estate, to secure the loan. Since the loan is getting spread out over a longer period of time, the monthly payments are usually lower than short-term loans. This frees up cash flow while still providing your business with the funds it needs to expand.
Delta Capital prides ourselves on offering funding solutions for all kinds of businesses and to cover many different situations. A long-term loan could be a great fit if you are expanding your business or planning out the next phase of a long-term plan. Payments are more manageable in a long-term loan since you have a much longer time to repay.
Delta Capital has a simple application that can get your business the funds it needs in just hours. Each client is provided with a dedicated Funding Specialist to help walk through the process and select the correct funding type that makes the most sense for your business. Approved businesses can get funds in as little as twenty-four hours. Same day wire transfers are available, too.
Contact us online or over the phone to learn more about our funding options and to talk with a dedicated Funding Specialist. We look forward to getting your business the funds it needs.
Our Process
Step 1:
Apply & Submit
The first step is to apply online and submit your last three months of bank statements. One of our Funding Specialists will contact you and discuss step 2.
Step 2:
Underwrite and Approve
Our underwriters work diligently to underwrite and approve to the maximum capacity. A Funding Specialist will reach out and review the available terms.
Step 3:
Underwrite and Approve
Once the terms have been reviewed and accepted, you will be sent a contract to sign. After a quick final underwriting and bank verification, you will receive a funding call.
How Can We Help
Delta Capital Group is a direct funder. We offer unsecured capital up to $5,000,000, in under 48 hours.